> ## Documentation Index
> Fetch the complete documentation index at: https://docs.chatsyncs.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Add a Payment Method to Your Meta Business Account

> How to add a payment method to your WhatsApp Business Account in Meta Business Suite, so Meta can bill you for conversations once you're past the free tier. Use when a customer's messages are failing or blocked because no payment method is on file, or they're setting up billing for the first time.

This is a Meta-side step, done once per Business Portfolio. WhatsApp conversations are billed
by Meta directly — see [Conversation Categories &
Pricing](/meta-api/concepts/conversation-categories-and-pricing) for how that billing actually
works — and Meta requires a valid payment method on file before it will let messages send past
the free tier.

## Set it up

<Steps>
  <Step title="Open your Business Portfolio's settings">
    In [Meta Business Suite](https://business.facebook.com), click your business portfolio name
    in the top-left switcher, then click the **gear icon** next to it to open Settings.

    <Frame>
      <img src="https://mintcdn.com/chatsyncs/nPGUd-RZhz9h9LwP/images/learn/add-payment-method/step-01-business-settings.png?fit=max&auto=format&n=nPGUd-RZhz9h9LwP&q=85&s=3c43038b320cfbf93269f88ea0ed3721" alt="Meta Business Suite business portfolio switcher open, showing the Bengalururent business portfolio with its settings gear icon highlighted" width="1259" height="563" data-path="images/learn/add-payment-method/step-01-business-settings.png" />
    </Frame>
  </Step>

  <Step title="Open your WhatsApp account's payment settings">
    Under **Accounts → WhatsApp accounts**, select the WhatsApp Business account you want to
    bill. Its current **Payment method** (if any) shows on the right. Click **Payment
    settings**.

    <Frame>
      <img src="https://mintcdn.com/chatsyncs/nPGUd-RZhz9h9LwP/images/learn/add-payment-method/step-02-whatsapp-account-payment-settings.png?fit=max&auto=format&n=nPGUd-RZhz9h9LwP&q=85&s=f145ce548ebb1ff2aa098a5f26294de5" alt="Meta Business Suite Settings, WhatsApp accounts list with one account selected showing its Account status, Payment method, and a highlighted Payment settings button" width="1259" height="650" data-path="images/learn/add-payment-method/step-02-whatsapp-account-payment-settings.png" />
    </Frame>
  </Step>

  <Step title="Add a payment method">
    This opens **Billing & payments**. Under **Payment methods**, click **Add payment method**
    and enter a card. You can have more than one on file — Meta uses whichever is marked
    **Default**.

    <Frame>
      <img src="https://mintcdn.com/chatsyncs/nPGUd-RZhz9h9LwP/images/learn/add-payment-method/step-03-billing-and-payments.png?fit=max&auto=format&n=nPGUd-RZhz9h9LwP&q=85&s=a2a3e1a83ce2c02672fac5471e7eff86" alt="Meta Business Suite Billing and payments page, Payment methods section showing one existing Visa card and a highlighted Add payment method button, with a Payment activity table below" width="1245" height="569" data-path="images/learn/add-payment-method/step-03-billing-and-payments.png" />
    </Frame>
  </Step>
</Steps>

**Expected result:** The account's **Payment methods** list shows your new card, and it's ready
to be billed for conversations once the free monthly conversations run out.

<Tip>
  This same **Billing & payments** page also has a **Payment activity** tab, showing every charge
  against this payment method — useful for checking a charge without leaving Meta Business Suite.
</Tip>

## What's next

With a payment method on file, your number can keep sending messages past the free tier without
interruption. See [Conversation Categories &
Pricing](/meta-api/concepts/conversation-categories-and-pricing) for what actually gets billed,
or head back to [connecting your account](/learn/connect-whatsapp-embedded) if you haven't
finished that yet.